Is insurance cheaper on a manual or automatic

 · Is it Cheaper to Insure a Manual or Automatic? Typically it is cheaper to insure a manual transmission vehicle but not by much as it is less costly to replace a manual transmission than it is to replace an automatic transmission. So, our analysis shows if you hold a manual licence (which most drivers do) you would only pay, on average, around 5% extra on your insurance if you chose an automatic version of the same car. However, if you opt for an automatic licence when you are learning to drive you are likely to pay 43% more for your insurance.  · But does what kind of transmission your car has, whether it’s manual or automatic, affect the cost of your car insurance? The short answer is, yes, sort of. Manual cars tend to be generally cheaper to insure, because it costs less to replace a manual transmission. But the difference in insurance costs isn’t usually so great that you can count on big savings.

So, our analysis shows if you hold a manual licence (which most drivers do) you would only pay, on average, around 5% extra on your insurance if you chose an automatic version of the same car. However, if you opt for an automatic licence when you are learning to drive you are likely to pay 43% more for your insurance. And the pass rates differ quite dramatically between transmission types too. When the Pass Me Fast blog analysed DVSA pass rates for /18, they found “automatic pass rates are considerably lower than the overall average of %”. While manual pass rates stood at %, automatic pass rates were much lower at %. Cost plays another decisive role when it comes to picking one of the two. Automatic cars are slightly costlier to maintain than manual cars. Automatic car insurance is on the costlier side as well. Why is an automatic car more expensive to insure? The automatic transmission offers the convenience of cruising through city traffic with ease.

Are manuals or automatics more expensive to insure? Automatic cars are slightly pricier to insure due to the. When it comes to manual vs. automatic transmissions there are fact that manual vehicles have fewer parts also means they are cheaper to. It's cheaper to insure a manual car than an automatic car, though the gap between.